These terms govern access to and use of the Mr. Medicare website. They are a starting draft and must be customized and reviewed by qualified counsel before publication.
These Terms and Conditions, referred to as the “Terms,” govern your use of https://www.mrmedicareusa.com/ and related online features operated by Mr. Medicare, doing business as Mr. Medicare. By accessing or using the website, you agree to these Terms and the Privacy Policy. If you do not agree, do not use the website.
Website content is provided for general educational and informational purposes. It is not a complete description of any insurance policy, plan, benefit, cost, exclusion, limitation, guarantee, or enrollment rule. It is not medical, legal, tax, investment, accounting, or financial-planning advice. Consult appropriately qualified professionals for advice within their fields.
Insurance products are offered only through properly licensed and authorized insurance professionals and only where permitted. Product availability, eligibility, underwriting, rates, benefits, networks, formularies, enrollment periods, and contract terms vary. Nothing on this website is an offer, binder, guarantee of coverage, or promise of approval.
Coverage is effective only when confirmed by the insurer or plan according to its rules. Do not cancel or change existing coverage until you have reviewed the consequences and received confirmation of the new coverage effective date.
Mr. Medicare is not connected with or endorsed by the United States government or the federal Medicare program. We do not represent every plan or organization unless expressly and accurately stated. Information we provide is limited to products available through the organizations we represent. Contact Medicare.gov, call 1-800-MEDICARE, or contact your State Health Insurance Assistance Program for information about all options.
Using the website, submitting a form, or receiving general information does not by itself create an insurance producer-client, advisory, fiduciary, legal, tax, medical, or other professional relationship. An insurance transaction may require additional disclosures, consent, documentation, suitability review, scope-of-appointment requirements, applications, and carrier acceptance.
We work to provide useful information, but laws, regulations, plan details, carrier appointments, and product terms can change. We do not warrant that website content is complete, current, error-free, or suitable for every situation. Official policy, contract, evidence-of-coverage, summary-of-benefits, formulary, provider directory, prospectus, disclosure, and government materials control over general website content.
You agree to provide accurate information, review applications and official documents, protect account credentials, and notify us or the relevant carrier when important information changes. You will not misuse the website, attempt unauthorized access, upload harmful code, interfere with operation, scrape content in violation of law, impersonate another person, or use the website for unlawful purposes.
If you provide contact information and request a response, you authorize us to contact you about that request using the selected channel. Marketing communications require any consent mandated by applicable law. You may opt out using instructions in the communication. Consent to marketing is not a condition of purchasing insurance or services.
The website, branding, design, text, graphics, and other content are owned by or licensed to Mr. Medicare and protected by applicable intellectual-property laws. You may view and print reasonable portions for personal, noncommercial use. You may not reproduce, modify, distribute, sell, publish, or create derivative works without written permission, except as allowed by law.
Links and integrations may lead to government websites, insurance carriers, enrollment platforms, scheduling tools, social media, or other third parties. They are provided for convenience. We do not control and are not responsible for third-party content, availability, privacy, security, products, or services. Your use is governed by their terms.
To the fullest extent permitted by law, the website and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express, implied, statutory, or otherwise, including warranties of accuracy, merchantability, fitness for a particular purpose, title, non-infringement, or uninterrupted availability. Some jurisdictions do not allow certain disclaimers, so portions of this section may not apply.
To the fullest extent permitted by law, Mr. Medicare and its owners, agents, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or loss of data, profits, goodwill, or opportunities, arising from website use or reliance on general content.
To the extent permitted by law, you agree to defend, indemnify, and hold harmless Mr. Medicare and its owners, agents, employees, contractors, and service providers from claims, liabilities, damages, losses, and expenses arising from your unlawful misuse of the website, violation of these Terms, or infringement of another person’s rights.
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Venue for disputes will lie in Texas, unless applicable law requires otherwise.
We may update these Terms from time to time. Changes become effective when posted unless another date is stated. Continued use after the effective date means you accept the revised Terms.
If a provision is found unenforceable, the remaining provisions will continue to the extent permitted by law. These Terms and the Privacy Policy form the agreement governing website use, but do not replace the terms of any insurance application, policy, plan, service agreement, or separate written consent.